SERVICES: 1. Tracing of absconded and or delinquent debtors. (Individuals) Tracing is our mainstay and we proud ourselves on our track record. We will provide updated and most importantly verified contact information on any instruction we receive, this report will include: Contact numbers, cell and land line; Residential Address; Employer and employer address. (for serving purposes) 2. INCLUDED AT NO ADDITIONAL CHARGE: Dept. Home Affairs ID Verification Verification of a supplied ID number against a supplied name and surname as per the Dep. of Home Affairs. COST OF SERVICE R200 3. Tracing of Legal entities and members / directors. Due to the fact that legal entities might have several subsidiaries/directors/members we can not economically trace these entities for the normal fee. We will however trace up to three members/directors and list, but not trace all subsidiaries. COST OF SERVICE R200 4. “Dead or Alive Inquiry” enables the enquirer to ascertain the living status of an individual. This services saves a tremendous amount of time and money. Before you proceed in any matter, it would be to your benefit to establish the status of the subject as not to waste any valuable resources and money on the matter further. This inquiry is more cost effective than appointing a tracing company to trace the subject only to find that the subject is deceased. This is an industry first and unique to siyeza COST OF SERVICE R50 5. Signing of Property Transfer and Bond Registration documentation (Gauteng Only) Our CEO is a qualified Conveyancing Secretary with a Diploma in Conveyancing Practice. We will attend to the signing of any property related documents on behalf of your firm with your clients, in a place convenient for your clients even in the comfort of their homes. We will follow the FICA procedures to identify your clients properly and explain all documents pertaining to their transaction. Most attorneys find this service useful as it frees up valuable staff in your office and it speeds up the transfer/registration process but most importantly it is convenient for your clients. They have also found that clients do not mind paying for the additional cost compared to the convenience.We will have documents signed within 36 HOURS after receipt of instruction. Provided the client is able to meet with us within this time. Our CEO is in the process of registering as a Commissioner of Oaths and once this is in place we will be able to offer additional services. COST OF SERVICE NORMAL R750 6. Standard Asset Search a thorough search of public and private sources of information to ascertain and or verify the assets of an individual for purposes of attachment. This will include but is not limited to physical property. We will in addition, indicate any notorial bonds. This inquiry will include any interest held in any business. COST OF SERVICE R350 The asset search excludes vehicle ownership as we feel that it is of no real value for attachment purposes. Should you require vehicle detail we will be able to provide such information at an additional cost of R99 excl. 7. Full Asset Search this search includes all the above excluding vehicle information BUT including a fair value of household goods. This is an industry first and unique to siyeza We are able to provide either an insurance replacement value of household assets or the value of goods as provided in a credit application. Should our investigation be successful you will have access to information of real value for attachment purposes. COST OF SERVICE R650 8. Vehicle Fair Value Estimate a fair market valuation on any motor vehicle, taking into consideration retail and market values. The condition of the specific vehicle is NOT taken into consideration but for attachment purposes this information might be valuable to ascertain if profit can be made on a vehicle after settlement of and outstanding finance. This is an industry first and unique to Siyeza COST OF SERVICE R150 9. Document Delivery or Collection (Gauteng Only) We will attend to the delivery and or collection of any document, anywhere in Gauteng. Service within 3 hours from receipt of instruction, during normal business hours. Service within 6 hours out of normal business hours. COST OF SERVICE NORMAL R400 COST OF SERVICE ABNORMAL R600 10.Combination Consumer Enquiry (Consumer) The Combination Consumer Inquiry offers the information from both of the above reports (TransUnion and Experian Consumer Inquiry) in a single report side by side in simple layout. COST OF SERVICE R100 11.Principal Clearance (Commercial/Consumer) A principal clearance is an inquiry on an individual in their business capacity such as an inquiry on the director of a company. The inquiry shows an individual’s personal details, previous 3 employees, address information, work and home telephone numbers, judgements, defaults, notorial bonds, notices, principal trace and inquiry history. COST OF SERVICE R100 12.Principal Clearance with ID Number Verification (Commercial/Consumer) A Principal Clearance with ID Verification is a clearance on an individual in their business capacity such as an inquiry on the director of a company with an ID Verification in the same report. COST OF SERVICE R120 13.Principal Link (Commercial/Consumer) A principal link displays an individual’s personal details, address information, any linked businesses and inquiry history. Also referred to as director search. COST OF SERVICE R100 14.Individual Portfolio (Consumer) This report includes the fixed properties owned by an individual, companies they are directors/members of, the properties owned by these companies and included in this report is a credit bureau report on the director and the company. COST OF SERVICE R200 15.Mini Company Report on File (Commercial) A scan on file allows an inquiry on a business either by supplying the company name or the company registration number. In the report the business identification is displayed (business name, start date, industry, duns number, business function, phone number, fax number, VAT number, physical and postal address), name history, registration details as per the registrar of companies, member break down, civil court records, default data, notorial bond information, principals summary (principals are any registered director(s) or member(s) linked to the company), bank information and trade information on file. Investigate takes 8 hours COST OF SERVICE R300 16.Bank Code 24 HOURS (Commercial) In the report the bank will give the business a bank code for the amount specified in the inquiry. This is an industry first and unique to siyeza COST OF SERVICE R200 17.Full Company report (Commercial) A scan on file allows an inquiry on a business either by supplying the company name or the company registration number. In the report you will receive everything in the Mini company report plus extras; these include company affiliation link, principal link, operation information, comments, balance sheet if available, deeds information and principal clearances. COST OF SERVICE R250 18.Default Loading (Commercial/Consumer) This product allows for real-time default (blacklist) loading of businesses or consumers onto the credit bureau databases. This is an industry first and unique to siyeza COST OF SERVICE R100 Individual R285 Business 19.Service of Sec.56;57;58 documentation (Gauteng only) COST OF SERVICE R350 20.Academic Qualification (Global) COST OF SERVICE R500 21.Academic Qualification (South Africa) COST OF SERVICE R200 22.Criminal Record Check This report will only indicate a positive or negative result. A detailed report will require fingerprints on the target and additional cost of R820 Incl. VAT. In future the Criminal ‘Name Clearance’ check, which requires only a name and ID number, will be turned off by the South African Police Services CRC’s. WE ARE IN THE PROCESS OF IMPLEMENTING A “REAL TIME” FINGER PRINT TECHNOLOGY AND WILL ADVISE OF THE PROGRESS IN DUE TIME COST OF SERVICE R150 23.Drivers License Check COST OF SERVICE R150 24.Matric Qualification COST OF SERVICE R200 25.Reference Check This report is a leading South African pre – employment and background screening solution. Know your employees and reduce the risk associated with employing staff with questionable integrity, credibility and skills. COST OF SERVICE TO BE QUOTED 26.NATIS Search NATIS - national motor vehicle license database; stolen vehicle records, vehicle ownership history.To establish ownership details COST OF SERVICE R200 27.Bank Account Search A search of ABSA;FNB;NEDBANK AND STANDARD BANK records to identify account belonging to an Individual/entity. PLEASE NOTE THAT THIS SERVICE RELIES ON CONFIDENTIAL SOURCES AND THEIR IDENTITY IS PROTECTED BY siyeza’s STANDARD CONFIDENTIALITY AGREEMENT. COST OF SERVICE R2000 28.Bank Account Current Balance Current account balance per account. COST OF SERVICE R500 29.Bank Account Detailed Statement – per month per account Not older than 90 days COST OF SERVICE R2000 30.Bank Account Detailed Statement – per month per account Older than 90 days COST OF SERVICE TO BE QUOTED 31.Telecommunication Information Telecommunications billing details & detailed billing: Cellular phone account holder and user (contract and pre-paid) identification. Telkom line account holder identification (including unlisted numbers). Telkom lines installed at a physical address (and account holder details) Detailed billing for Telkom and cellular phone networks. Email and IP address identification Cell phone tracking and location Profiling cell phone numbers through handsets/identification of cell phone numbers (SIM cards). COST OF SERVICE TO BE QUOTED 32.Tracing and acquisition cell phone handset location Polling of location. Price quoted per poll. COST OF SERVICE R350 33.Cloning of email address Incoming and out going COST OF SERVICE TO BE QUOTED 34.Identify ownership of email address COST OF SERVICE R450 35.Polygraph Services COST OF SERVICE TO BE QUOTED 36. Background Screening What are personal credentials? In the context of individual credential verifications, credentials are attestations by individuals as to their education, skills, abilities, experience and good standing. They are also unattested attributes, including criminal and credit records (or the lack of them). A third set of credentials are personal descriptors, including ID and Passport numbers, permanent residence visa’s, drivers licenses and their codes, etc. In a highly competitive job market, with spiraling unemployment, and uncertain social and economical trends, there is a marked increase in the presentation of fraudulent credentials amongst candidates in all sectors. As an employer, you are entitled to an honest workforce, but are almost never in a position to verify this requirement quickly and economically. This is the niche market in which siyeza operates with peerless efficiency. siyeza’s core task is the verification of individual credentials, whether attested to by the candidate or not, on behalf of employers or other interested parties COST OF SERVICE TO BE QUOTED 37. Employee Productivity Monitoring Department of Home Affairs - SA PASSPORT RENEWALS AND APPLICATIONS - ADULT PASSPORTS AND TEMPS - MAXI PASSPORTS - MINOR PASSPORTS (UNDER 16) - MINOR PASSPORT AND TEMP - BRITISH PASSPORT RENEWALS AND 1st TIME APPLICATIONS - CANADIAN PASSPORT RENEWALS AND 1st TIME APPLICATIONS - ABRIDGED BIRTH CERTIFICATES - UNABRIDGED BIRTH CERTIFICATES - ABRIDGED MARRIAGE CERTIFICATES - UNABRIDGED MARRIAGE CERTIFICATES - VAULT COPIES OF BIRTH CERTIFICATES - DEATH CERTIFICATES - IMPEDIMENT LETTERS - PROVING NOT MARRIED OR PROVING DIVORCE - APOSTILLE STAMPS - FOREIGN AFFAIRS Services with regards to Motor Vehicle Registrations - BUSINESS REGISTRATIONS (Registering a CC or PTY at the traffic department to receive Enatis no - MOTOR VEHICLE REGISTRATIONS - MOTOR VEHICLE CHANGE OF OWNERSHIP - MOTOR VEHICLE FIRST TIME LICENSING - MOTOR VEHICLE LICENSE RENEWALS - DE REGISTRATIONS - DECEASED ESTATES - REGISTERING OF MOTOR VEHICLES FROM DECEASED TO NEW OWNERS - CHANGE OF ADDRESS (LICENSING - clients moving from one Town or City to another) - ROADWORTHY CERTIFICATES - POLICE CLEARANCE (VEHICLES) - VIN UPDATES - ENGINE CHANGE - STOLEN AND RECOVERED - EXPORT CLEARANCES PLEASE REQUEST A QUOTE ON THE ABOVE SERVICES The Willow Share Trust t/a Siyeza Reg no. IT 7463/05 Copyright: 2009 The Willow Share Trust Reg no. IT 7463/05 - all rights reserved
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NEW INSTRUCTIONS TO BE FAXED TO 086 654 8697 INFORMATION AND NEWS  Illegal Recovering of Debt Collectors Costs A number of debt collectors are still advising clients that they, the debt collectors, can recover the entire collection commission and debt collection costs from the client’s debtors - this is, simply put, illegal. Prior to the enactment of the Debt Collectors Act, the only persons or companies able to legally collect the costs of debt recovery from debtors were attorneys. However with the enactment of the Debt Collectors Act in 1998, the law was changed to enable properly registered debt collectors to collect certain fees and commissions from debtors. The relevant section of the Debt Collectors Act being Section 19 [1] [b], which states: “S19 (1) A debt collector shall not recover from a debtor any amount other than – (a) the capital amount of a debt due and interest legally due and payable thereon for the period during which the capital amount remains unpaid; and (b) necessary expenses and fees prescribed by the Minister in the Gazette after consultation with the Council.” Currently the regulations passed by the Minister in terms of the Debt Collectors Act, include: - numerous miscellaneous expenses for such things as letters, telephone calls and consultations, which amount cannot exceed the capital amount or R 600.00, whichever is the lesser; and - a fee of 10% of the installment received up to a maximum of R 300 per payment. I have confirmed that the above interpretation is what has been adopted by the Council for Debt Collectors, the legally created governing body of debt collectors, with the legal officer of the Council. In fact the legal officer advised that a number of debt collectors have been charged substantial fines, some running into hundreds of thousands of rands, for charging debtors more fees than the stipulated amount set out in Section 19 of the Debt Collectors Act. We would therefore recommend to any companies using debt collectors for recovery of their bad debts to ensure that these good collectors acting as their agents do not act illegally in the debts they are collecting and thereby implicate your company in illegal activities.  Debt Collectors Use of Fake Summons to be Outlawed The Business Report reports that the Department of Trade and Industry will soon outlaw the use of fake summons, warrants of execution and other legal documents by debt collectors and creditors. This follows on recommendations by the by the department of trade and industry’s consumer affairs committee. This practice used by some unscrupulous debt collectors, confuses debtors into to thinking that legal proceedings have been instituted against them when they have not. Tanya Woker, the chairman of the consumer affairs committee, said, “…it was an unfair business practice for any entity to issue a letter of demand that simulated a summons or a draft summons or used the word “summons” or “draft summons” in the title or subtitles of the letter.” However, Woker said it was not an unfair business practice to state in the text of the letter of demand that a summons would be issued unless the outstanding amount was paid. Therefore all creditors are called upon to ensure that they and the debt collectors they use do not use this illegal practice. Rather use a firm of debtor collectors that does have the ability to immediate hand-over to a firm of attorneys for real legal action.  Personal Liability of Members of Close Corporation One of my bugbears over the years has been the ineffectiveness of the personal liability of members of deregistered close corporations provisions of the Close Corporation Act (Section 26). Such much so that I have written numerous articles/letters about in various publications including the official attorneys magazine, De Rebus. The gist of my rants were that while when one is faced with a situation where you are the creditor of a close corporation which has ceased trading with no real assets one can apply for the deregistration of the close corporation which renders the members personally liable for the debts of the corporation, that the process is unduly delayed by the Registrar of Close Corporations in its instances of first referring the matter to various government departments, including SARS, before deregistering the close corporation. In some case it was taking up to six years to effect deregistration and effectively rendering the personal liability provisions useless. However I must say that eventually the Registrar of Close Corporations has got its act together, in that while it still appears to be first referring the deregistration to the various government departments, they have speeded up the entire process. In my last deregistration application, we managed to effect the entire deregistration within two months, which is an incredible improvement on previous applications. It would appear that the other government departments have speeded up their side of things and now creditors can use this as an effective tool against debtors. BANKING INDUSTRY AGREES MILESTONE ID FRAUD PREVENTION PROJECT WITH HOME AFFAIRS The South African Banking Risk Information Centre (SABRIC), acting on
behalf of the banks, and the Department of Home Affairs (DHA), today
(16 March 2010), signed an agreement signalling a strategic partnership
that will allow the banks in South Africa to conduct online fingerprint
verification of bank clients. |
